Company Details for:

PROTECTIVE LIFE INSURANCE COMPANY

Address

2801 HIGHWAY 280 SOUTH
BIRMINGHAM AL, 35223

Phone

2052681000

Market Share

Link to Supplemental Data Page
Accident & Health
YearLine Market
Share
Num of
Insureds
Direct
Prem
Written
Direct
Prem
Earned
Div.
Paid
Direct
Losses
Paid
Direct
Losses
Incurr
Loss
Ratio
2016 Total Accident & Health 0.00% 138 $167,904 $169,544 $0 $236,292 $222,941131.49%
2016 Total Individual Accident & Health 0.00% 137 $167,250 $168,890 $0 $236,292 $222,941132.00%
2016 Individual Specified Disease 0.18% 102 $147,353 $144,862 $0 $225,938 $227,985157.38%
2016 Individual Disability Income 0.01% 8 $13,841 $13,841 $0 $3,105 $3,10522.43%
2016 Individual Long Term Credit Disability 100.00% 27 $6,056 $10,187 $0 $7,249 $-8,149-79.99%
2016 Total Group Accident & Health 0.00% 1 $654 $654 $0 $0 $00.00%
2016 Group Disability Income 0.00% 1 $654 $654 $0 $0 $00.00%
2015 Total Accident & Health 0.00% 212 $146,223 $162,637 $0 $254,648 $226,217139.09%
2015 Total Individual Accident & Health 0.00% 211 $145,974 $162,388 $0 $254,648 $226,217139.31%
2015 Individual Specified Disease 0.17% 108 $133,077 $129,315 $0 $225,935 $215,447166.61%
2015 Individual Disability Income 0.01% 13 $14,909 $14,909 $0 $12,248 $7,99853.65%
2015 Individual Long Term Credit Disability 100.00% 90 $-2,012 $18,164 $0 $16,465 $2,77215.26%
2015 Total Group Accident & Health 0.00% 1 $249 $249 $0 $0 $00.00%
2015 Group Disability Income 0.00% 1 $249 $249 $0 $0 $00.00%
2014 Total Accident & Health 0.00% 295 $144,866 $163,886 $0 $182,793 $135,47182.66%
2014 Total Individual Accident & Health 0.01% 294 $144,504 $163,524 $0 $180,331 $137,84484.30%
2014 Individual Specified Disease 0.16% 124 $125,378 $124,866 $0 $156,261 $153,405122.86%
2014 Individual Disability Income 0.01% 13 $7,617 $7,584 $0 $5,003 $1,28116.89%
2014 Individual Limited Benefit 0.00% 1 $109 $109 $0 $0 $00.00%
2014 Individual Long Term Credit Disability 133.74% 156 $11,400 $30,965 $0 $19,067 $-16,842-54.39%
2014 Total Group Accident & Health 0.00% 1 $362 $362 $0 $2,462 $-2,373-655.52%
2014 Group Disability Income 0.00% 1 $362 $362 $0 $2,462 $-2,373-655.52%
Life
YearLine Market
Share
Num of
Insureds
Direct
Prem and
Annuities
Divs
Paid
Direct
Claims and
Benefits Pd.
Life
Ins
in Force
Benefits
Ratio
2016 Total Life 2.24% 42,142 $249,677,773 $20,243 $338,599,598 $10,448,524135.62%
2016 Total Individual Life 3.80% 40,102 $249,406,990 $20,243 $282,187,559 $10,401,105113.15%
2016 Individual Whole Life 0.06% 1,265 $449,690 $20,243 $1,558,284 $27,313351.03%
2016 Individual Term Life 2.70% 16,882 $13,921,387 $0 $9,934,980 $4,885,58871.36%
2016 Individual Universal Life 3.12% 14,491 $21,121,229 $0 $253,040,576 $5,185,4361198.04%
2016 Individual Credit Life 0.00% 227 $28 $0 $168,151 $1,976600539.29%
2016 Individual Variable Life 2.40% 1,209 $3,904,246 $0 $14,067,955 $300,792360.32%
2016 Individual Ordinary Annuities 1.27% 991 $10,049,066 $0 $976,226 $09.71%
2016 Individual Variable Annuities 4.67% 4,401 $94,563,394 $0 $2,231,628 $02.36%
2016 Individual Modified Guaranteed Annuities 1.62% 23 $233,228 $0 $22,657 $09.71%
2016 Individual Equity Indexed Annuities 7.29% 468 $103,434,525 $0 $187,102 $00.18%
2016 Individual Deposit-Type Funds 1.86% 145 $1,730,197 $0 $0 $00.00%
2016 Total Group Life 0.01% 2,040 $270,783 $0 $56,412,039 $47,41920832.93%
2016 Group Whole Life 0.28% 1,286 $270,783 $0 $56,411,855 $47,41920832.86%
2016 Group Ordinary Annuities 0.00% 1 $0 $0 $0 $0N/A
2016 Group Equity Indexed Annuities 0.00% 753 $0 $0 $184 $0N/A
2015 Total Life 3.29% 42,222 $381,510,381 $31,530 $352,815,838 $9,919,718N/A
2015 Total Individual Life 5.24% 39,972 $381,136,220 $31,530 $291,208,950 $9,871,380N/A
2015 Individual Whole Life 0.05% 1,268 $379,116 $31,530 $1,733,658 $24,053N/A
2015 Individual Term Life 3.00% 18,530 $15,320,983 $0 $11,827,574 $5,374,080N/A
2015 Individual Universal Life 3.11% 12,578 $21,957,873 $0 $254,028,450 $4,163,680N/A
2015 Individual Credit Life 0.26% 330 $2,139 $0 $113,218 $3,337N/A
2015 Individual Variable Life 2.23% 1,166 $3,783,921 $0 $17,727,079 $306,230N/A
2015 Individual Ordinary Annuities 1.26% 1,138 $12,766,212 $0 $1,654,399 $0N/A
2015 Individual Variable Annuities 7.82% 4,437 $225,320,579 $0 $3,899,038 $0N/A
2015 Individual Modified Guaranteed Annuities 3.90% 28 $314,107 $0 $40,706 $0N/A
2015 Individual Equity Indexed Annuities 9.31% 352 $98,025,288 $0 $184,828 $0N/A
2015 Individual Deposit-Type Funds 3.78% 145 $3,266,002 $0 $0 $0N/A
2015 Total Group Life 0.01% 2,250 $374,161 $0 $61,606,888 $48,338N/A
2015 Group Whole Life 0.51% 1,312 $274,161 $0 $61,606,240 $48,338N/A
2015 Group Ordinary Annuities 0.00% 1 $0 $0 $0 $0N/A
2015 Group Modified Guaranteed Annuities 51.45% 937 $100,000 $0 $648 $0N/A
2014 Total Life 3.17% 42,446 $397,576,490 $27,147 $347,570,952 $9,399,518N/A
2014 Total Individual Life 4.98% 39,955 $394,551,009 $27,147 $294,092,942 $9,349,673N/A
2014 Individual Whole Life 0.79% 8,098 $5,746,060 $27,147 $108,644,220 $2,439,773N/A
2014 Individual Term Life 2.27% 13,040 $10,992,471 $0 $9,204,195 $3,317,382N/A
2014 Individual Universal Life 2.80% 11,240 $18,399,860 $0 $159,888,655 $3,325,070N/A
2014 Individual Credit Life 2.00% 473 $23,027 $0 $28,813 $5,467N/A
2014 Individual Variable Life 1.53% 1,099 $2,907,355 $0 $11,483,047 $261,981N/A
2014 Individual Ordinary Annuities 2.29% 1,209 $17,448,200 $0 $1,829,388 $0N/A
2014 Individual Variable Annuities 5.43% 4,362 $197,814,258 $0 $2,886,813 $0N/A
2014 Individual Modified Guaranteed Annuities 6.96% 32 $461,822 $0 $48,421 $0N/A
2014 Individual Equity Indexed Annuities 11.00% 263 $138,247,681 $0 $79,390 $0N/A
2014 Individual Deposit-Type Funds 2.92% 139 $2,510,275 $0 $0 $0N/A
2014 Total Group Life 0.07% 2,491 $3,025,481 $0 $53,478,010 $49,845N/A
2014 Group Whole Life 0.00% 22 $1,929 $0 $52,859,740 $168N/A
2014 Group Term Life 0.06% 1,321 $282,972 $0 $612,267 $49,677N/A
2014 Group Ordinary Annuities 0.00% 1 $0 $0 $0 $0N/A
2014 Group Modified Guaranteed Annuities 88.31% 1,147 $2,740,580 $0 $6,003 $0N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.
Link to Enforcements Page

Complaint Index

Link to Complaint Index Page
YearLineMarket
Share
Number of
Complaints
Complaint
Index
2016 Life and annuities 3.50% 9 22
2016 Health 0.00% 0 0
2015 Life and annuities 4.39% 12 23
2015 Health 0.00% 0 0
2014 Life and annuities 6.06% 12 18
2014 Health 0.00% 1 1633

Company Changes

Effective Date: 07/01/2002
Comments: Inter-State Assurance Co. merged with and into Proptective Life Insurance Company.

Effective Date: 01/01/2004
Comments: First Variable Life Insurance Co. merged with and into Protective Life Insurance Co.

Effective Date: 01/01/2007
Comments: Chase Life & Annuity Company merged with and into Protective Life Insurance Company.

Effective Date: 01/01/2007
Comments: Chase Life & Annuity Company merged with and into Protective Life Insurance Company.

Effective Date: 07/01/2012
Comments: Effective 7/1/2012 United Investors Life Insurance Company merged with and into Protective Life Insurance Company.

Market Conduct

Date: 02/10/2006

Pdf Links

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Financial Exams

This company does not have any financial exams.