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Company Details for:
NATIONAL GUARDIAN LIFE INSURANCE COMPANY
Address
PO BOX 1191MADISON WI, 53701-1191
Phone
608-257-5611Market Share
Link to Supplemental Data Page
Accident & Health
| Year | Line | Market Share |
Num of Insureds |
Direct Prem Written |
Direct Prem Earned |
Div. Paid |
Direct Losses Paid |
Direct Losses Incurr |
Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2012 | Total Accident & Health | 0.05% | 143,301 | $3,635,687 | $3,635,526 | $0 | $2,347,625 | $2,347,625 | 64.57% |
| 2012 | Total Individual Accident & Health | 0.01% | 119,361 | $329,282 | $331,050 | $0 | $145,782 | $145,782 | 44.04% |
| 2012 | Individual Disability Income | 0.01% | 26 | $8,830 | $8,486 | $0 | $15,820 | $15,820 | 186.42% |
| 2012 | Individual Dental | 0.05% | 35 | $10,273 | $10,384 | $0 | $4,026 | $4,178 | 40.23% |
| 2012 | Individual Limited Benefit | 0.92% | 119,300 | $310,179 | $312,180 | $0 | $125,936 | $125,784 | 40.29% |
| 2012 | Total Group Accident & Health | 0.06% | 23,940 | $3,306,405 | $3,304,476 | $0 | $2,201,843 | $2,201,843 | 66.63% |
| 2012 | Group Dental | 0.24% | 233 | $516,367 | $514,544 | $0 | $373,898 | $374,157 | 72.72% |
| 2012 | Group Limited Benefit | 1.87% | 23,707 | $2,790,038 | $2,789,932 | $0 | $1,827,945 | $1,827,686 | 65.51% |
| 2011 | Total Accident & Health | 0.04% | 110,312 | $3,264,676 | $3,278,764 | $0 | $1,982,990 | $1,982,990 | 60.48% |
| 2011 | Total Individual Accident & Health | 0.01% | 85,833 | $251,277 | $249,500 | $0 | $108,467 | $108,467 | 43.47% |
| 2011 | Individual Specified Disease | 0.00% | 0 | $339 | $337 | $0 | $0 | $0 | 0.00% |
| 2011 | Individual Disability Income | 0.01% | 29 | $9,596 | $9,991 | $0 | $16,581 | $16,581 | 165.96% |
| 2011 | Individual Dental | 0.10% | 43 | $18,293 | $18,021 | $0 | $4,510 | $4,510 | 25.03% |
| 2011 | Individual Limited Benefit | 0.67% | 85,761 | $223,049 | $221,151 | $0 | $87,376 | $87,376 | 39.51% |
| 2011 | Total Group Accident & Health | 0.05% | 24,479 | $3,013,399 | $3,029,264 | $0 | $1,874,523 | $1,874,523 | 61.88% |
| 2011 | Group Dental | 0.09% | 403 | $192,784 | $194,691 | $0 | $108,515 | $108,515 | 55.74% |
| 2011 | Group Limited Benefit | 2.08% | 24,076 | $2,820,615 | $2,834,573 | $0 | $1,766,008 | $1,766,008 | 62.30% |
| 2010 | Total Accident & Health | 0.04% | 21,892 | $2,700,267 | $2,719,168 | $0 | $1,847,934 | $1,847,934 | 67.96% |
| 2010 | Total Individual Accident & Health | 0.00% | 164 | $71,387 | $75,419 | $0 | $22,319 | $22,319 | 29.59% |
| 2010 | Individual Specified Disease | 0.00% | 1 | $585 | $605 | $0 | $0 | $0 | 0.00% |
| 2010 | Individual Disability Income | 0.01% | 31 | $9,905 | $9,891 | $0 | $9,360 | $9,360 | 94.63% |
| 2010 | Individual Dental | 0.23% | 132 | $38,264 | $41,835 | $0 | $4,854 | $4,854 | 11.60% |
| 2010 | Individual Limited Benefit | 0.07% | 0 | $22,633 | $23,088 | $0 | $8,105 | $8,105 | 35.10% |
| 2010 | Total Group Accident & Health | 0.05% | 21,728 | $2,628,880 | $2,643,749 | $0 | $1,825,615 | $1,825,615 | 69.05% |
| 2010 | Group Dental | 0.09% | 336 | $177,449 | $177,575 | $0 | $94,978 | $94,978 | 53.49% |
| 2010 | Group Limited Benefit | 2.02% | 21,392 | $2,451,431 | $2,466,174 | $0 | $1,730,637 | $1,730,637 | 70.17% |
Life
| Year | Line | Market Share |
Num of Insureds |
Direct Prem & Annuities |
Divs Paid |
Direct Claims & Benefits Pd. |
Life Ins in Force |
Benefits Ratio |
|---|---|---|---|---|---|---|---|---|
| 2012 | Total Life | 0.08% | 14,878 | $9,271,945 | $20,875 | $3,812,919 | $106,728 | 41.35% |
| 2012 | Total Individual Life | 0.01% | 7,132 | $438,962 | $20,373 | $1,605,588 | $78,937 | 370.41% |
| 2012 | Individual Whole Life | 0.03% | 6,522 | $276,585 | $20,373 | $793,078 | $43,445 | 294.11% |
| 2012 | Individual Term Life | 0.01% | 102 | $36,759 | $0 | $261,433 | $15,398 | 711.21% |
| 2012 | Individual Universal Life | 0.02% | 339 | $110,340 | $0 | $437,917 | $19,809 | 396.88% |
| 2012 | Individual Graded Death Benefits | 0.04% | 38 | $3,398 | $0 | $4,833 | $285 | 142.23% |
| 2012 | Individual Ordinary Annuities | 0.00% | 131 | $11,880 | $0 | $108,327 | $0 | 911.84% |
| 2012 | Total Group Life | 0.22% | 7,746 | $8,832,983 | $502 | $2,207,331 | $27,791 | 25.00% |
| 2012 | Group Whole Life | 19.37% | 6,625 | $8,372,646 | $502 | $1,536,965 | $21,972 | 18.36% |
| 2012 | Group Term Life | 0.00% | 968 | $14,789 | $0 | $361,979 | $5,175 | 2447.62% |
| 2012 | Group Universal Life | 0.04% | 27 | $17,169 | $0 | $71,061 | $644 | 413.89% |
| 2012 | Group Ordinary Annuities | 0.03% | 126 | $428,379 | $0 | $237,326 | $0 | 55.40% |
| 2011 | Total Life | 0.06% | 13,982 | $6,475,692 | $25,828 | $2,308,777 | $107,716 | 36.05% |
| 2011 | Total Individual Life | 0.01% | 7,606 | $609,945 | $25,336 | $700,355 | $86,200 | 118.98% |
| 2011 | Individual Whole Life | 0.04% | 6,944 | $286,033 | $25,336 | $297,735 | $46,730 | 112.95% |
| 2011 | Individual Term Life | 0.01% | 117 | $40,616 | $0 | $83,257 | $17,695 | 204.99% |
| 2011 | Individual Universal Life | 0.02% | 361 | $115,038 | $0 | $243,806 | $21,479 | 211.94% |
| 2011 | Individual Graded Death Benefits | 0.03% | 40 | $3,394 | $0 | $1,392 | $296 | 41.01% |
| 2011 | Individual Ordinary Annuities | 0.01% | 144 | $164,864 | $0 | $74,165 | $0 | 44.99% |
| 2011 | Total Group Life | 0.21% | 6,376 | $5,865,747 | $492 | $1,608,422 | $21,516 | 27.43% |
| 2011 | Group Whole Life | 14.06% | 5,029 | $5,743,802 | $492 | $1,049,253 | $14,460 | 18.28% |
| 2011 | Group Term Life | 0.00% | 1,250 | $19,178 | $0 | $467,123 | $6,438 | 2435.72% |
| 2011 | Group Universal Life | 0.05% | 25 | $17,175 | $0 | $51,443 | $618 | 299.52% |
| 2011 | Group Ordinary Annuities | 0.02% | 72 | $85,592 | $0 | $40,603 | $0 | 47.44% |
| 2010 | Total Life | 0.07% | 10,682 | $6,465,002 | $24,574 | $1,631,317 | $101,614 | 25.61% |
| 2010 | Total Individual Life | 0.01% | 6,480 | $553,382 | $24,093 | $608,190 | $90,139 | 114.26% |
| 2010 | Individual Whole Life | 0.04% | 5,752 | $291,051 | $24,093 | $219,108 | $41,442 | 83.56% |
| 2010 | Individual Term Life | 0.02% | 140 | $67,194 | $0 | $85,155 | $25,520 | 126.73% |
| 2010 | Individual Universal Life | 0.02% | 393 | $140,242 | $0 | $224,045 | $22,828 | 159.76% |
| 2010 | Individual Graded Death Benefits | 0.05% | 46 | $4,593 | $0 | $1,164 | $349 | 25.34% |
| 2010 | Individual Ordinary Annuities | 0.00% | 149 | $50,302 | $0 | $78,718 | $0 | 156.49% |
| 2010 | Total Group Life | 0.22% | 4,202 | $5,911,620 | $481 | $1,023,127 | $11,475 | 17.32% |
| 2010 | Group Whole Life | 7.86% | 4,107 | $5,771,575 | $481 | $874,506 | $10,820 | 15.16% |
| 2010 | Group Universal Life | 0.11% | 27 | $24,465 | $0 | $59,916 | $655 | 244.90% |
| 2010 | Group Ordinary Annuities | 0.03% | 68 | $115,580 | $0 | $88,705 | $0 | 76.75% |
Enforcements
The department action has not taken enforcement action against this company in the past three years.
Link to Enforcements Page
Link to Enforcements Page
Complaint Index
Link to Complaint Index Page
| Year | Line | Market Share |
Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2011 | Health | 0.04% | 1 | 82 |
| 2011 | Life and annuities | 0.07% | 0 | 0 |
| 2010 | Health | 0.03% | 1 | 82 |
| 2010 | Life and annuities | 0.05% | 0 | 0 |
Company Changes
- Effective Date: 12/01/1998
- Comments: Kentucky Home Mutual Life Insurance Co. merged with and into National Guardian Life Insurance Co.
Market Conduct
This company does not have any market conduct exams or investigations.
Financial Exams
This company does not have any financial exams.