HEALTHY ALLIANCE LIFE INSURANCE COMPANY

Company Details for:

HEALTHY ALLIANCE LIFE INSURANCE COMPANY

Address

4444 FOREST PARK BLVD
ST LOUIS MO, 63108-2292


Market Share

Link to Supplemental Data Page
Accident & Health
YearLine Market
Share
Num of
Insureds
Direct
Prem
Written
Direct
Prem
Earned
Div.
Paid
Direct
Losses
Paid
Direct
Losses
Incurr
Loss
Ratio
2013 Total Accident & Health 23.17% 717,098 $1,884,390,531 $1,893,014,523 $0 $1,526,181,907 $1,531,189,12380.89%
2013 Total Individual Accident & Health 13.44% 186,538 $323,344,129 $325,790,991 $0 $249,442,077 $252,559,42677.52%
2013 Individual Comprehensive Medical Expense 50.13% 87,406 $219,852,513 $222,225,098 $0 $175,782,663 $179,328,86080.70%
2013 Individual Medicare Supplement 21.13% 39,394 $96,122,711 $96,123,938 $0 $69,126,948 $68,715,20071.49%
2013 Individual Long Term Care 0.04% 109 $77,002 $43,611 $0 $363,114 $350,748804.26%
2013 Individual Dental 26.46% 30,881 $6,977,632 $7,079,216 $0 $4,013,694 $4,015,27756.72%
2013 Individual Limited Benefit 1.10% 28,748 $387,968 $392,825 $0 $100,584 $103,29826.30%
2013 Individual Medicare Advantage -0.01% 0 $-73,697 $-73,697 $0 $55,074 $46,043-62.48%
2013 Total Group Accident & Health 27.26% 530,560 $1,561,046,402 $1,567,223,532 $0 $1,276,739,830 $1,278,629,69781.59%
2013 Group Comprehensive Medical Expense - Small Employer 40.66% 126,679 $503,895,400 $509,122,104 $0 $376,582,733 $381,404,74074.91%
2013 Group Comprehensive Medical Expense - Large Employer 33.91% 156,874 $695,275,627 $693,854,904 $0 $570,158,759 $565,735,61181.54%
2013 Group Comprehensive Medical Expense - Association 0.96% 327 $1,997,605 $2,018,325 $0 $2,097,516 $2,124,364105.25%
2013 Group Comprehensive Medical Expense - Federal Employees 63.25% 65,437 $322,464,052 $324,814,481 $0 $306,944,244 $308,004,39494.82%
2013 Group Disability Income 0.00% 0 $0 $0 $0 $95,890 $-58,827N/A
2013 Group Dental 5.89% 43,562 $12,960,779 $12,960,780 $0 $8,196,924 $8,319,731N/A
2013 Group Limited Benefit 1.34% 40,815 $2,031,916 $2,031,915 $0 $1,128,932 $1,177,709N/A
2013 Group Stop Loss 9.58% 96,866 $22,421,023 $22,421,023 $0 $11,534,832 $11,921,975N/A
2012 Total Accident & Health 22.91% 715,745 $1,826,951,185 $1,855,021,148 $0 $1,491,485,481 $1,501,943,789N/A
2012 Total Individual Accident & Health 12.67% 179,352 $303,093,481 $312,578,502 $0 $228,903,569 $229,908,147N/A
2012 Individual Comprehensive Medical Expense 49.16% 84,252 $203,520,143 $212,991,406 $0 $156,684,411 $159,707,718N/A
2012 Individual Medicare Supplement 21.45% 40,283 $92,723,432 $92,723,919 $0 $66,764,578 $66,241,112N/A
2012 Individual Long Term Care 0.04% 115 $86,316 $86,316 $0 $343,420 $185,816N/A
2012 Individual Dental 31.45% 28,969 $6,475,162 $6,460,603 $0 $3,601,356 $3,623,418N/A
2012 Individual Limited Benefit 0.94% 25,733 $318,952 $315,037 $0 $83,545 $86,494N/A
2012 Individual Medicare Advantage 0.00% 0 $-30,524 $1,221 $0 $1,426,259 $63,589N/A
2012 Total Group Accident & Health 27.29% 536,393 $1,523,857,704 $1,542,442,646 $0 $1,262,581,912 $1,272,035,642N/A
2012 Group Comprehensive Medical Expense - Small Employer 39.23% 127,232 $473,257,665 $486,522,759 $0 $364,045,435 $364,068,377N/A
2012 Group Comprehensive Medical Expense - Large Employer 33.61% 180,507 $710,863,415 $710,558,304 $0 $586,925,969 $590,096,704N/A
2012 Group Comprehensive Medical Expense - Association 1.04% 386 $2,180,450 $2,241,647 $0 $2,283,344 $2,283,481N/A
2012 Group Comprehensive Medical Expense - Federal Employees 62.84% 63,585 $304,536,172 $310,092,400 $0 $288,418,985 $295,159,572N/A
2012 Group Disability Income 0.00% 0 $0 $0 $0 $125,247 $339,396N/A
2012 Group Dental 5.27% 37,418 $11,513,548 $11,521,203 $0 $7,154,657 $7,124,804N/A
2012 Group Limited Benefit 1.03% 26,689 $1,533,029 $1,532,908 $0 $783,052 $808,283N/A
2012 Group Stop Loss 10.85% 100,576 $19,973,425 $19,973,425 $0 $12,845,223 $12,155,025N/A
2011 Total Accident & Health 23.24% 706,051 $1,797,485,734 $1,760,137,175 $0 $1,381,173,437 $1,387,806,196N/A
2011 Total Individual Accident & Health 13.77% 166,000 $309,504,637 $298,105,064 $0 $221,327,636 $219,343,862N/A
2011 Individual Comprehensive Medical Expense 51.27% 80,101 $206,905,063 $195,552,668 $0 $142,993,475 $143,613,724N/A
2011 Individual Medicare Supplement 22.14% 38,875 $86,560,604 $86,561,551 $0 $65,400,929 $65,681,089N/A
2011 Individual Long Term Care 0.04% 123 $90,443 $90,443 $0 $431,375 $325,455N/A
2011 Individual Dental 32.20% 26,170 $6,032,999 $5,990,010 $0 $3,289,551 $3,290,442N/A
2011 Individual Limited Benefit 0.64% 19,755 $211,218 $210,667 $0 $34,935 $35,112N/A
2011 Individual Medicare Advantage 1.53% 976 $9,704,310 $9,699,725 $0 $9,177,371 $6,398,040N/A
2011 Total Group Accident & Health 27.12% 540,051 $1,487,981,097 $1,462,032,111 $0 $1,159,845,801 $1,168,462,334N/A
2011 Group Comprehensive Medical Expense - Small Employer 41.32% 137,237 $512,751,932 $493,197,284 $0 $364,642,170 $363,045,328N/A
2011 Group Comprehensive Medical Expense - Large Employer 32.08% 177,115 $655,684,298 $656,496,008 $0 $513,619,898 $521,086,354N/A
2011 Group Comprehensive Medical Expense - Association 1.19% 418 $2,530,774 $2,434,373 $0 $1,848,331 $1,840,198N/A
2011 Group Comprehensive Medical Expense - Federal Employees 60.79% 51,329 $286,874,372 $279,762,655 $0 $262,970,925 $265,326,590N/A
2011 Group Disability Income 0.00% 0 $0 $0 $0 $117,876 $-214,834N/A
2011 Group Dental 5.21% 35,005 $10,618,866 $10,621,210 $0 $6,136,096 $6,146,187N/A
2011 Group Limited Benefit 0.90% 18,354 $1,219,095 $1,218,821 $0 $567,386 $569,578N/A
2011 Group Stop Loss 10.59% 120,593 $18,301,760 $18,301,760 $0 $9,943,119 $10,662,933N/A


Enforcements

The department has not taken enforcement action against this company in the past three years.
Link to Enforcements Page


Complaint Index

Link to Complaint Index Page
YearLineMarket
Share
Number of
Complaints
Complaint
Index
2013 Medicare Supplement Insurance 14.53% 20 82
2013 Health 24.63% 619 98
2013 Long-term care insurance 0.04% 0 0
2012 Long-term care insurance 0.04% 0 0
2012 Medicare Supplement Insurance 14.41% 24 96
2012 Health 24.17% 645 99
2011 Long-term care insurance 0.04% 0 0
2011 Medicare Supplement Insurance 14.63% 36 135
2011 Health 23.67% 784 108


Company Changes

This company has not filed any changes with the department.


Market Conduct

Date: 11/16/2012
Pdf Links
  Document
Date: 08/01/2014
Pdf Links
  Document
Date: 08/01/2014
Pdf Links
  Document


Financial Exams

Date: 12/26/2013
PDF File Link