GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

Company Details for:

GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

Address

7 HANOVER SQ MAIL ST H17J FINANCIAL REPORTING & ANALYSIS
NEW YORK NY, 10004

Phone

212-598-8000


Market Share

Link to Supplemental Data Page
Accident & Health
YearLine Market
Share
Num of
Insureds
Direct
Prem
Written
Direct
Prem
Earned
Div.
Paid
Direct
Losses
Paid
Direct
Losses
Incurr
Loss
Ratio
2013 Total Accident & Health 0.73% 383,026 $59,083,260 $59,106,174 $22,002 $39,578,033 $44,237,18574.84%
2013 Total Individual Accident & Health 0.06% 823 $1,401,689 $1,405,568 $22,002 $1,401,940 $1,576,139112.14%
2013 Individual Comprehensive Medical Expense 0.00% 11 $14,929 $16,254 $0 $11,754 $20,084123.56%
2013 Individual Disability Income 1.31% 812 $1,386,760 $1,389,314 $22,002 $1,390,186 $1,556,055112.00%
2013 Total Group Accident & Health 1.01% 382,203 $57,681,571 $57,700,606 $0 $38,176,093 $42,661,04673.94%
2013 Group Comprehensive Medical Expense - Large Employer 0.00% 0 $6 $-9 $0 $17,163 $-24,483272033.33%
2013 Group Specified Disease 0.81% 1,702 $162,315 $159,234 $0 $7,032 $64,78640.69%
2013 Group Accident Only 1.22% 101,068 $1,205,635 $1,231,047 $0 $413,762 $589,86447.92%
2013 Group Disability Income 4.61% 68,991 $11,974,834 $11,995,689 $0 $7,181,646 $11,494,40795.82%
2013 Group Dental 20.14% 210,442 $44,338,781 $44,314,645 $0 $30,556,490 $30,536,47268.91%
2012 Total Accident & Health 0.74% 368,071 $59,196,888 $59,056,607 $31,811 $39,255,718 $40,371,87568.36%
2012 Total Individual Accident & Health 0.06% 862 $1,451,578 $1,458,959 $31,811 $1,636,540 $1,286,56488.18%
2012 Individual Comprehensive Medical Expense 0.00% 1 $8,974 $9,012 $0 $6,425 $-54,755-607.58%
2012 Individual Disability Income 1.34% 852 $1,437,983 $1,444,827 $31,811 $1,628,589 $1,397,17196.70%
2012 Individual Limited Benefit 0.01% 9 $4,621 $5,120 $0 $1,526 $-55,852-1090.86%
2012 Total Group Accident & Health 1.03% 367,209 $57,745,310 $57,597,648 $0 $37,619,178 $39,085,31167.86%
2012 Group Comprehensive Medical Expense - Small Employer 0.00% 0 $17,020 $19,753 $0 $122,575 $51,095258.67%
2012 Group Specified Disease 0.57% 928 $101,198 $102,025 $0 $850 $8,7288.55%
2012 Group Accident Only 1.14% 95,759 $1,072,029 $1,129,391 $0 $319,000 $5,8500.52%
2012 Group Disability Income 4.74% 64,886 $12,255,101 $12,238,628 $0 $6,660,172 $8,249,88267.41%
2012 Group Dental 20.26% 205,636 $44,299,962 $44,107,851 $0 $30,516,581 $30,769,75669.76%
2011 Total Accident & Health 0.75% 345,796 $58,218,619 $58,187,503 $33,391 $39,593,344 $45,055,76977.43%
2011 Total Individual Accident & Health 0.07% 907 $1,576,249 $1,588,589 $33,391 $1,066,834 $2,352,520148.09%
2011 Individual Comprehensive Medical Expense 0.00% 1 $17,251 $18,184 $0 $14,186 $-648,564-3566.67%
2011 Individual Disability Income 1.47% 894 $1,552,283 $1,562,301 $33,391 $1,048,436 $2,781,082178.01%
2011 Individual Limited Benefit 0.02% 12 $6,715 $8,104 $0 $4,212 $220,0022714.73%
2011 Total Group Accident & Health 1.03% 344,889 $56,642,370 $56,598,914 $0 $38,526,510 $42,703,24975.45%
2011 Group Comprehensive Medical Expense - Small Employer 0.04% 30 $480,039 $491,980 $0 $397,717 $181,35636.86%
2011 Group Comprehensive Medical Expense - Large Employer 0.03% 0 $590,214 $604,897 $0 $517,957 $236,18439.05%
2011 Group Specified Disease 0.39% 568 $61,405 $61,855 $0 $0 $00.00%
2011 Group Accident Only 1.08% 79,387 $1,049,626 $1,084,932 $0 $563,250 $832,79276.76%
2011 Group Disability Income 4.40% 56,500 $11,120,349 $11,105,022 $0 $5,981,257 $10,311,80092.86%
2011 Group Dental 21.26% 208,404 $43,340,737 $43,250,228 $0 $31,066,329 $31,141,11772.00%
Life
YearLine Market
Share
Num of
Insureds
Direct
Prem &
Annuities
Divs
Paid
Direct
Claims &
Benefits Pd.
Life
Ins
in Force
Benefits
Ratio
2013 Total Life 0.23% 157,830 $27,769,269 $4,388,686 $18,477,453 $8,146,00082.34%
2013 Total Individual Life 0.18% 5,316 $13,649,049 $4,388,686 $9,088,924 $1,542,43598.74%
2013 Individual Whole Life 1.65% 4,422 $12,435,461 $4,388,686 $9,088,924 $912,281108.38%
2013 Individual Term Life 0.22% 872 $1,080,193 $0 $0 $592,8730.00%
2013 Individual Universal Life 0.02% 22 $133,395 $0 $0 $37,2810.00%
2013 Total Group Life 0.32% 152,514 $14,120,220 $0 $9,388,529 $6,603,56566.49%
2013 Group Term Life 3.06% 152,514 $14,120,220 $0 $9,364,977 $6,603,56566.32%
2013 Group Ordinary Annuities 0.00% 0 $0 $0 $23,552 $0N/A
2012 Total Life 0.25% 153,491 $27,619,941 $4,683,036 $22,289,449 $7,702,174N/A
2012 Total Individual Life 0.20% 5,513 $14,115,042 $4,683,036 $14,165,282 $1,443,216N/A
2012 Individual Whole Life 1.64% 4,651 $13,132,101 $4,640,331 $14,165,282 $896,084N/A
2012 Individual Term Life 0.21% 831 $980,134 $0 $0 $509,251N/A
2012 Individual Universal Life 0.00% 24 $0 $0 $0 $37,881N/A
2012 Individual Ordinary Annuities 0.00% 7 $2,807 $42,705 $0 $0N/A
2012 Total Group Life 0.34% 147,978 $13,504,899 $0 $8,124,167 $6,258,958N/A
2012 Group Term Life 3.00% 147,978 $13,504,899 $0 $8,099,563 $6,258,958N/A
2012 Group Ordinary Annuities 0.00% 0 $0 $0 $24,604 $0N/A
2011 Total Life 0.30% 111,321 $30,692,076 $4,042,788 $19,958,978 $6,762,203N/A
2011 Total Individual Life 0.25% 5,402 $18,189,703 $4,042,788 $12,023,525 $1,330,970N/A
2011 Individual Whole Life 2.19% 4,614 $17,198,151 $4,011,592 $12,023,525 $869,328N/A
2011 Individual Term Life 0.18% 749 $817,354 $0 $0 $422,361N/A
2011 Individual Universal Life 0.00% 25 $0 $0 $0 $39,281N/A
2011 Individual Ordinary Annuities 0.01% 14 $174,198 $31,196 $0 $0N/A
2011 Total Group Life 0.44% 105,919 $12,502,373 $0 $7,935,453 $5,431,233N/A
2011 Group Term Life 2.79% 105,919 $12,502,373 $0 $7,910,483 $5,431,233N/A
2011 Group Ordinary Annuities 0.00% 0 $0 $0 $24,970 $0N/A


Enforcements

The department has not taken enforcement action against this company in the past three years.
Link to Enforcements Page


Complaint Index

Link to Complaint Index Page
YearLineMarket
Share
Number of
Complaints
Complaint
Index
2013 Life and annuities 0.31% 4 116
2013 Health 0.95% 29 120
2012 Life and annuities 0.35% 5 134
2012 Health 0.80% 21 97
2011 Health 0.82% 19 76
2011 Life and annuities 0.36% 4 101


Company Changes

Effective Date: 07/01/2001
Comments: Berkshire Life Insurance Co. merged with and into Guardian Life Insurance of America.


Market Conduct

This company does not have any market conduct exams or investigations.


Financial Exams

This company does not have any financial exams.