Company Details for:

GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

Address

7 HANOVER SQ MAIL ST H17J FINANCIAL REPORTING & ANALYSIS
NEW YORK NY, 10004

Phone

212-598-8000

Market Share

Link to Supplemental Data Page
Accident & Health
YearLine Market
Share
Num of
Insureds
Direct
Prem
Written
Direct
Prem
Earned
Div.
Paid
Direct
Losses
Paid
Direct
Losses
Incurr
Loss
Ratio
2015 Total Accident & Health 0.74% 374,922 $67,679,883 $67,962,339 $18,114 $42,575,318 $53,103,01678.14%
2015 Total Individual Accident & Health 0.04% 783 $1,309,329 $1,302,792 $18,114 $1,727,651 $1,851,447142.11%
2015 Individual Comprehensive Medical Expense 0.00% 10 $14,575 $14,289 $0 $13,206 $-25,564-178.91%
2015 Individual Disability Income 1.21% 773 $1,294,754 $1,288,503 $18,114 $1,714,445 $1,877,011145.67%
2015 Total Group Accident & Health 1.07% 374,139 $66,370,554 $66,659,547 $0 $40,847,667 $51,251,56976.89%
2015 Group Specified Disease 2.59% 4,704 $706,402 $725,866 $0 $56,841 $-23,732-3.27%
2015 Group Accident Only 1.93% 111,604 $2,116,663 $2,190,769 $0 $343,199 $815,59237.23%
2015 Group Disability Income 6.79% 87,986 $20,610,905 $20,708,480 $0 $11,182,466 $20,653,90099.74%
2015 Group Dental 17.27% 169,319 $42,477,601 $42,554,244 $0 $28,461,890 $28,459,67066.88%
2015 Group Limited Benefit 0.00% 33 $825 $1,546 $0 $0 $90858.73%
2015 Group Stop Loss 0.14% 493 $458,158 $478,642 $0 $803,271 $1,345,231281.05%
2014 Total Accident & Health 0.73% 397,692 $62,790,459 $62,975,331 $16,763 $39,769,721 $42,535,31567.54%
2014 Total Individual Accident & Health 0.05% 790 $1,309,713 $1,324,412 $16,763 $1,720,610 $2,518,919190.19%
2014 Individual Comprehensive Medical Expense 0.00% 11 $15,644 $15,050 $0 $6,163 $-68,343-454.11%
2014 Individual Disability Income 1.19% 779 $1,294,069 $1,309,362 $16,763 $1,714,447 $2,587,262197.60%
2014 Total Group Accident & Health 1.04% 396,902 $61,480,746 $61,650,919 $0 $38,049,111 $40,016,39664.91%
2014 Group Comprehensive Medical Expense - Large Employer 0.00% 0 $0 $0 $0 $0 $-16,572N/A
2014 Group Specified Disease 1.73% 3,108 $431,326 $439,569 $0 $43,117 $243,189N/A
2014 Group Accident Only 1.54% 104,698 $1,696,918 $1,757,418 $0 $311,616 $495,198N/A
2014 Group Disability Income 6.21% 83,642 $16,720,217 $16,755,047 $0 $8,890,090 $10,810,866N/A
2014 Group Dental 18.33% 204,898 $42,577,371 $42,635,751 $0 $28,804,288 $28,483,715N/A
2014 Group Stop Loss 0.02% 556 $54,914 $63,134 $0 $0 $0N/A
2013 Total Accident & Health 0.73% 383,026 $59,083,260 $59,106,174 $22,002 $39,578,033 $44,237,185N/A
2013 Total Individual Accident & Health 0.06% 823 $1,401,689 $1,405,568 $22,002 $1,401,940 $1,576,139N/A
2013 Individual Comprehensive Medical Expense 0.00% 11 $14,929 $16,254 $0 $11,754 $20,084N/A
2013 Individual Disability Income 1.31% 812 $1,386,760 $1,389,314 $22,002 $1,390,186 $1,556,055N/A
2013 Total Group Accident & Health 1.01% 382,203 $57,681,571 $57,700,606 $0 $38,176,093 $42,661,046N/A
2013 Group Comprehensive Medical Expense - Large Employer 0.00% 0 $6 $-9 $0 $17,163 $-24,483N/A
2013 Group Specified Disease 0.81% 1,702 $162,315 $159,234 $0 $7,032 $64,786N/A
2013 Group Accident Only 1.22% 101,068 $1,205,635 $1,231,047 $0 $413,762 $589,864N/A
2013 Group Disability Income 4.61% 68,991 $11,974,834 $11,995,689 $0 $7,181,646 $11,494,407N/A
2013 Group Dental 20.14% 210,442 $44,338,781 $44,314,645 $0 $30,556,490 $30,536,472N/A
Life
YearLine Market
Share
Num of
Insureds
Direct
Prem &
Annuities
Divs
Paid
Direct
Claims &
Benefits Pd.
Life
Ins
in Force
Benefits
Ratio
2015 Total Life 0.27% 169,264 $31,753,915 $4,181,463 $18,599,433 $9,912,228N/A
2015 Total Individual Life 0.20% 5,374 $14,465,606 $4,181,463 $8,446,023 $1,754,663N/A
2015 Individual Whole Life 1.71% 4,287 $12,478,987 $4,181,463 $8,446,023 $937,568N/A
2015 Individual Term Life 0.26% 1,063 $1,316,638 $0 $0 $774,666N/A
2015 Individual Universal Life 0.09% 24 $669,981 $0 $0 $42,429N/A
2015 Total Group Life 0.40% 163,890 $17,288,309 $0 $10,153,410 $8,157,565N/A
2015 Group Term Life 3.57% 163,890 $17,288,309 $0 $10,132,468 $8,157,565N/A
2015 Group Ordinary Annuities 0.00% 0 $0 $0 $20,942 $0N/A
2014 Total Life 0.26% 165,262 $31,987,443 $4,181,991 $17,168,381 $9,627,294N/A
2014 Total Individual Life 0.20% 5,443 $15,866,899 $4,181,991 $5,863,366 $1,690,665N/A
2014 Individual Whole Life 2.01% 4,424 $14,621,430 $4,181,991 $5,863,366 $958,941N/A
2014 Individual Term Life 0.25% 996 $1,221,721 $0 $0 $690,432N/A
2014 Individual Universal Life 0.00% 23 $23,748 $0 $0 $41,292N/A
2014 Total Group Life 0.35% 159,819 $16,120,544 $0 $11,305,015 $7,936,629N/A
2014 Group Term Life 3.40% 159,819 $16,120,544 $0 $11,281,836 $7,936,629N/A
2014 Group Ordinary Annuities 0.00% 0 $0 $0 $23,179 $0N/A
2013 Total Life 0.23% 157,830 $27,769,269 $4,388,686 $18,477,453 $8,146,000N/A
2013 Total Individual Life 0.18% 5,316 $13,649,049 $4,388,686 $9,088,924 $1,542,435N/A
2013 Individual Whole Life 1.65% 4,422 $12,435,461 $4,388,686 $9,088,924 $912,281N/A
2013 Individual Term Life 0.22% 872 $1,080,193 $0 $0 $592,873N/A
2013 Individual Universal Life 0.02% 22 $133,395 $0 $0 $37,281N/A
2013 Total Group Life 0.32% 152,514 $14,120,220 $0 $9,388,529 $6,603,565N/A
2013 Group Term Life 3.06% 152,514 $14,120,220 $0 $9,364,977 $6,603,565N/A
2013 Group Ordinary Annuities 0.00% 0 $0 $0 $23,552 $0N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.
Link to Enforcements Page

Complaint Index

Link to Complaint Index Page
YearLineMarket
Share
Number of
Complaints
Complaint
Index
2015 Health 0.93% 27 76
2015 Life and annuities 0.31% 4 111
2014 Life and annuities 0.29% 4 122
2014 Health 0.93% 18 70
2013 Life and annuities 0.31% 4 116
2013 Health 0.95% 29 120

Company Changes

Effective Date: 07/01/2001
Comments: Berkshire Life Insurance Co. merged with and into Guardian Life Insurance of America.

Market Conduct

This company does not have any market conduct exams or investigations.

Financial Exams

This company does not have any financial exams.