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Company Details for:
CUNA MUTUAL INSURANCE SOCIETY
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Accident & Health
| Year | Line | Market Share |
Num of Insureds |
Direct Prem Written |
Direct Prem Earned |
Div. Paid |
Direct Losses Paid |
Direct Losses Incurr |
Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2012 | Total Accident & Health | 0.06% | 115,683 | $4,886,343 | $4,561,346 | $0 | $1,977,254 | $1,782,945 | 39.09% |
| 2012 | Total Individual Accident & Health | 0.04% | 899 | $959,763 | $962,363 | $0 | $77,434 | $189,962 | 19.74% |
| 2012 | Individual Long Term Care | 0.47% | 882 | $956,817 | $959,348 | $0 | $68,474 | $206,205 | 21.49% |
| 2012 | Individual Disability Income | 0.00% | 17 | $2,946 | $3,015 | $0 | $8,960 | $-16,243 | -538.74% |
| 2012 | Total Group Accident & Health | 0.07% | 114,784 | $3,926,580 | $3,598,983 | $0 | $1,899,820 | $1,592,983 | 44.26% |
| 2012 | Group Accident Only | 1.20% | 89,243 | $1,122,517 | $1,085,760 | $0 | $332,000 | $408,153 | 37.59% |
| 2012 | Group Disability Income | 0.08% | 901 | $211,361 | $212,274 | $0 | $74,959 | $76,877 | 36.22% |
| 2012 | Group Dental | 0.01% | 43 | $16,914 | $16,867 | $0 | $9,344 | $9,665 | 57.30% |
| 2012 | Group Limited Benefit | 0.04% | 498 | $57,561 | $59,143 | $0 | $11,547 | $9,879 | 16.70% |
| 2012 | Group Short Term Credit Disability | 17.86% | 24,099 | $2,518,227 | $2,224,939 | $0 | $1,471,970 | $1,088,409 | 48.92% |
| 2011 | Total Accident & Health | 0.07% | 102,713 | $5,042,744 | $5,494,248 | $0 | $2,578,898 | $2,424,665 | 44.13% |
| 2011 | Total Individual Accident & Health | 0.04% | 924 | $980,117 | $983,258 | $0 | $39,924 | $274,303 | 27.90% |
| 2011 | Individual Long Term Care | 0.47% | 903 | $976,991 | $980,156 | $0 | $31,564 | $256,994 | 26.22% |
| 2011 | Individual Disability Income | 0.00% | 21 | $3,126 | $3,102 | $0 | $8,360 | $17,309 | 557.99% |
| 2011 | Total Group Accident & Health | 0.07% | 101,789 | $4,062,627 | $4,510,990 | $0 | $2,538,974 | $2,150,362 | 47.67% |
| 2011 | Group Accident Only | 1.08% | 76,006 | $1,052,797 | $1,051,375 | $0 | $814,296 | $606,361 | 57.67% |
| 2011 | Group Disability Income | 0.09% | 917 | $225,936 | $224,729 | $0 | $84,902 | $78,163 | 34.78% |
| 2011 | Group Dental | 0.01% | 46 | $18,830 | $18,875 | $0 | $12,219 | $11,685 | 61.91% |
| 2011 | Group Limited Benefit | 0.05% | 539 | $63,051 | $64,033 | $0 | $4,187 | $5,916 | 9.24% |
| 2011 | Group Short Term Credit Disability | 20.16% | 24,281 | $2,702,013 | $3,151,978 | $0 | $1,623,370 | $1,448,237 | 45.95% |
| 2010 | Total Accident & Health | 0.07% | 100,944 | $5,507,210 | $5,690,741 | $0 | $2,453,970 | $2,149,502 | 37.77% |
| 2010 | Total Individual Accident & Health | 0.04% | 946 | $983,571 | $969,149 | $0 | $3,693 | $-7,815 | -0.81% |
| 2010 | Individual Long Term Care | 0.48% | 924 | $980,339 | $965,917 | $0 | $0 | $-9,619 | -1.00% |
| 2010 | Individual Disability Income | 0.00% | 22 | $3,232 | $3,232 | $0 | $3,693 | $1,804 | 55.82% |
| 2010 | Total Group Accident & Health | 0.09% | 99,998 | $4,523,639 | $4,721,592 | $0 | $2,450,277 | $2,157,317 | 45.69% |
| 2010 | Group Accident Only | 1.07% | 72,918 | $1,024,198 | $1,029,560 | $0 | $237,726 | $259,943 | 25.25% |
| 2010 | Group Disability Income | 0.09% | 911 | $224,104 | $227,065 | $0 | $112,310 | $113,855 | 50.14% |
| 2010 | Group Dental | 0.01% | 53 | $21,292 | $20,293 | $0 | $14,736 | $14,699 | 72.43% |
| 2010 | Group Limited Benefit | 0.06% | 617 | $69,913 | $72,048 | $0 | $4,670 | $4,903 | 6.81% |
| 2010 | Group Short Term Credit Disability | 22.91% | 25,499 | $3,184,132 | $3,372,626 | $0 | $2,080,835 | $1,763,917 | 52.30% |
Life
| Year | Line | Market Share |
Num of Insureds |
Direct Prem & Annuities |
Divs Paid |
Direct Claims & Benefits Pd. |
Life Ins in Force |
Benefits Ratio |
|---|---|---|---|---|---|---|---|---|
| 2012 | Total Life | 0.26% | 60,314 | $29,201,593 | $334,247 | $50,169,142 | $808,694 | 172.95% |
| 2012 | Total Individual Life | 0.08% | 5,466 | $5,328,800 | $334,247 | $12,006,153 | $221,196 | 231.58% |
| 2012 | Individual Whole Life | 0.13% | 2,515 | $1,006,204 | $267,823 | $994,764 | $23,491 | 125.48% |
| 2012 | Individual Term Life | 0.06% | 652 | $289,937 | $1,151 | $8,905 | $87,304 | 3.47% |
| 2012 | Individual Universal Life | 0.03% | 580 | $190,134 | $0 | $402,075 | $28,993 | 211.47% |
| 2012 | Individual Graded Death Benefits | 0.06% | 14 | $5,836 | $0 | $0 | $71 | 0.00% |
| 2012 | Individual Variable Life | 0.32% | 605 | $483,478 | $65,273 | $425,827 | $81,337 | 101.58% |
| 2012 | Individual Ordinary Annuities | 0.06% | 387 | $826,708 | $0 | $2,435,487 | $0 | 294.60% |
| 2012 | Individual Variable Annuities | 0.01% | 505 | $353,847 | $0 | $7,354,120 | $0 | 2078.33% |
| 2012 | Individual Equity Indexed Annuities | 0.30% | 142 | $1,964,030 | $0 | $384,975 | $0 | 19.60% |
| 2012 | Individual Deposit-Type Funds | 0.18% | 66 | $208,626 | $0 | $0 | $0 | 0.00% |
| 2012 | Total Group Life | 0.59% | 54,848 | $23,872,793 | $0 | $38,162,989 | $587,498 | 159.86% |
| 2012 | Group Whole Life | 6.33% | 6,908 | $2,736,627 | $0 | $765,362 | $58,411 | 27.97% |
| 2012 | Group Term Life | 0.37% | 3,292 | $1,674,279 | $0 | $907,332 | $283,317 | 54.19% |
| 2012 | Group Graded Death Benefits | 13.08% | 3,128 | $886,714 | $0 | $656,577 | $19,646 | 74.05% |
| 2012 | Group Credit Life | 11.66% | 41,386 | $2,266,248 | $0 | $1,529,723 | $226,124 | 67.50% |
| 2012 | Group Ordinary Annuities | 1.27% | 129 | $16,304,593 | $0 | $34,303,995 | $0 | 210.39% |
| 2012 | Group Deposit-Type Funds | 0.00% | 5 | $4,332 | $0 | $0 | $0 | 0.00% |
| 2011 | Total Life | 0.24% | 59,654 | $24,537,836 | $334,225 | $19,936,330 | $832,228 | 82.61% |
| 2011 | Total Individual Life | 0.12% | 5,503 | $8,636,289 | $334,225 | $15,181,256 | $229,157 | 179.65% |
| 2011 | Individual Whole Life | 0.11% | 2,466 | $826,848 | $267,599 | $1,532,946 | $22,935 | 217.76% |
| 2011 | Individual Term Life | 0.07% | 664 | $299,238 | $1,161 | $12,413 | $89,938 | 4.54% |
| 2011 | Individual Universal Life | 0.03% | 594 | $192,070 | $0 | $469,502 | $30,190 | 244.44% |
| 2011 | Individual Graded Death Benefits | 0.05% | 20 | $4,991 | $0 | $0 | $83 | 0.00% |
| 2011 | Individual Variable Life | 0.32% | 641 | $531,848 | $65,465 | $1,974,327 | $86,011 | 383.53% |
| 2011 | Individual Ordinary Annuities | 0.14% | 416 | $1,716,497 | $0 | $2,005,817 | $0 | 116.86% |
| 2011 | Individual Variable Annuities | 0.10% | 564 | $3,235,128 | $0 | $8,383,544 | $0 | 259.14% |
| 2011 | Individual Equity Indexed Annuities | 0.32% | 134 | $1,818,946 | $0 | $802,707 | $0 | 44.13% |
| 2011 | Individual Deposit-Type Funds | 0.01% | 4 | $10,723 | $0 | $0 | $0 | 0.00% |
| 2011 | Total Group Life | 0.56% | 54,151 | $15,901,547 | $0 | $4,755,074 | $603,071 | 29.90% |
| 2011 | Group Whole Life | 5.71% | 6,058 | $2,332,723 | $0 | $635,736 | $50,317 | 27.25% |
| 2011 | Group Term Life | 0.39% | 3,448 | $1,733,965 | $0 | $942,893 | $299,837 | 54.38% |
| 2011 | Group Graded Death Benefits | 13.16% | 3,184 | $865,928 | $0 | $574,325 | $19,318 | 66.32% |
| 2011 | Group Credit Life | 12.54% | 41,411 | $2,344,203 | $0 | $1,497,068 | $233,599 | 63.86% |
| 2011 | Group Ordinary Annuities | 1.94% | 45 | $8,611,085 | $0 | $1,105,052 | $0 | 12.83% |
| 2011 | Group Deposit-Type Funds | 0.00% | 5 | $13,643 | $0 | $0 | $0 | 0.00% |
| 2010 | Total Life | 0.24% | 107,131 | $22,342,711 | $351,610 | $19,017,868 | $864,428 | 86.69% |
| 2010 | Total Individual Life | 0.14% | 5,673 | $9,312,858 | $351,610 | $11,570,442 | $246,230 | 128.02% |
| 2010 | Individual Whole Life | 0.11% | 2,426 | $842,027 | $288,738 | $497,793 | $22,590 | 93.41% |
| 2010 | Individual Term Life | 0.07% | 710 | $317,957 | $1,159 | $2,764 | $96,598 | 1.23% |
| 2010 | Individual Universal Life | 0.03% | 613 | $190,196 | $0 | $482,092 | $31,332 | 253.47% |
| 2010 | Individual Graded Death Benefits | 0.06% | 17 | $6,036 | $0 | $0 | $105 | 0.00% |
| 2010 | Individual Variable Life | 0.32% | 718 | $573,543 | $61,713 | $765,673 | $95,605 | 144.26% |
| 2010 | Individual Ordinary Annuities | 0.11% | 437 | $1,409,016 | $0 | $1,346,367 | $0 | 95.55% |
| 2010 | Individual Variable Annuities | 0.12% | 629 | $3,062,898 | $0 | $8,333,744 | $0 | 272.09% |
| 2010 | Individual Equity Indexed Annuities | 0.44% | 119 | $2,518,135 | $0 | $142,009 | $0 | 5.64% |
| 2010 | Individual Deposit-Type Funds | 0.38% | 4 | $393,050 | $0 | $0 | $0 | 0.00% |
| 2010 | Total Group Life | 0.49% | 101,458 | $13,029,853 | $0 | $7,447,426 | $618,198 | 57.16% |
| 2010 | Group Whole Life | 2.88% | 5,371 | $2,116,486 | $0 | $597,721 | $43,872 | 28.24% |
| 2010 | Group Term Life | 0.47% | 46,553 | $1,823,768 | $0 | $1,240,761 | $307,498 | 68.03% |
| 2010 | Group Graded Death Benefits | 13.32% | 3,275 | $858,204 | $0 | $756,792 | $19,735 | 88.18% |
| 2010 | Group Credit Life | 12.74% | 46,209 | $2,414,649 | $0 | $1,434,957 | $247,093 | 59.43% |
| 2010 | Group Ordinary Annuities | 1.53% | 45 | $5,797,193 | $0 | $3,417,195 | $0 | 58.95% |
| 2010 | Group Deposit-Type Funds | 0.01% | 5 | $19,553 | $0 | $0 | $0 | 0.00% |
Enforcements
The department action has not taken enforcement action against this company in the past three years.
Link to Enforcements Page
Link to Enforcements Page
Complaint Index
Link to Complaint Index Page
| Year | Line | Market Share |
Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2011 | Life and annuities | 0.28% | 1 | 32 |
| 2011 | Long-term care insurance | 0.40% | 1 | 129 |
| 2011 | Health | 0.08% | 3 | 122 |
| 2010 | Life and annuities | 0.28% | 6 | 174 |
| 2010 | Long-term care insurance | 0.37% | 1 | 120 |
| 2010 | Health | 0.09% | 2 | 65 |
Company Changes
- Effective Date: 01/31/2012
- Comments: Effective 1/31/12 CUNA Mutual Insurance Company changed it name to CMFG Life Insurance Company.
- Effective Date: 12/31/2007
- Comments: Cuna Mutual Life Insurance Company merged with and into Cuna Mutual Insurance Society.
Market Conduct
This company does not have any market conduct exams or investigations.
Financial Exams
This company does not have any financial exams.