CUNA MUTUAL INSURANCE SOCIETY

Company Details for:

CUNA MUTUAL INSURANCE SOCIETY



Market Share

Link to Supplemental Data Page
Accident & Health
YearLine Market
Share
Num of
Insureds
Direct
Prem
Written
Direct
Prem
Earned
Div.
Paid
Direct
Losses
Paid
Direct
Losses
Incurr
Loss
Ratio
2013 Total Accident & Health 0.06% 141,490 $4,772,910 $5,103,109 $0 $1,905,161 $1,849,91436.25%
2013 Total Individual Accident & Health 0.04% 899 $960,160 $964,675 $0 $31,456 $59,8506.20%
2013 Individual Long Term Care 0.46% 865 $957,442 $962,095 $0 $29,189 $59,2236.16%
2013 Individual Accident Only 0.00% 19 $805 $634 $0 $0 $00.00%
2013 Individual Disability Income 0.00% 15 $1,913 $1,946 $0 $2,267 $62732.22%
2013 Total Group Accident & Health 0.07% 140,591 $3,812,750 $4,138,434 $0 $1,873,705 $1,790,06443.25%
2013 Group Accident Only 1.18% 122,652 $1,167,140 $1,166,676 $0 $458,311 $460,50439.47%
2013 Group Disability Income 0.08% 800 $206,294 $208,021 $0 $72,089 $44,62321.45%
2013 Group Dental 0.01% 39 $15,604 $15,613 $0 $6,190 $5,94138.05%
2013 Group Limited Benefit 0.04% 471 $53,630 $53,240 $0 $3,097 $1,9533.67%
2013 Group Short Term Credit Disability 17.79% 16,629 $2,370,082 $2,694,884 $0 $1,334,018 $1,277,04347.39%
2012 Total Accident & Health 0.06% 115,683 $4,886,343 $4,561,346 $0 $1,977,254 $1,782,94539.09%
2012 Total Individual Accident & Health 0.04% 899 $959,763 $962,363 $0 $77,434 $189,96219.74%
2012 Individual Long Term Care 0.47% 882 $956,817 $959,348 $0 $68,474 $206,20521.49%
2012 Individual Disability Income 0.00% 17 $2,946 $3,015 $0 $8,960 $-16,243-538.74%
2012 Total Group Accident & Health 0.07% 114,784 $3,926,580 $3,598,983 $0 $1,899,820 $1,592,98344.26%
2012 Group Accident Only 1.20% 89,243 $1,122,517 $1,085,760 $0 $332,000 $408,15337.59%
2012 Group Disability Income 0.08% 901 $211,361 $212,274 $0 $74,959 $76,87736.22%
2012 Group Dental 0.01% 43 $16,914 $16,867 $0 $9,344 $9,66557.30%
2012 Group Limited Benefit 0.04% 498 $57,561 $59,143 $0 $11,547 $9,87916.70%
2012 Group Short Term Credit Disability 17.86% 24,099 $2,518,227 $2,224,939 $0 $1,471,970 $1,088,40948.92%
2011 Total Accident & Health 0.07% 102,713 $5,042,744 $5,494,248 $0 $2,578,898 $2,424,66544.13%
2011 Total Individual Accident & Health 0.04% 924 $980,117 $983,258 $0 $39,924 $274,30327.90%
2011 Individual Long Term Care 0.47% 903 $976,991 $980,156 $0 $31,564 $256,99426.22%
2011 Individual Disability Income 0.00% 21 $3,126 $3,102 $0 $8,360 $17,309557.99%
2011 Total Group Accident & Health 0.07% 101,789 $4,062,627 $4,510,990 $0 $2,538,974 $2,150,36247.67%
2011 Group Accident Only 1.08% 76,006 $1,052,797 $1,051,375 $0 $814,296 $606,36157.67%
2011 Group Disability Income 0.09% 917 $225,936 $224,729 $0 $84,902 $78,16334.78%
2011 Group Dental 0.01% 46 $18,830 $18,875 $0 $12,219 $11,68561.91%
2011 Group Limited Benefit 0.05% 539 $63,051 $64,033 $0 $4,187 $5,9169.24%
2011 Group Short Term Credit Disability 20.16% 24,281 $2,702,013 $3,151,978 $0 $1,623,370 $1,448,23745.95%
Life
YearLine Market
Share
Num of
Insureds
Direct
Prem &
Annuities
Divs
Paid
Direct
Claims &
Benefits Pd.
Life
Ins
in Force
Benefits
Ratio
2013 Total Life 0.17% 50,396 $20,225,551 $348,060 $24,269,568 $754,288121.72%
2013 Total Individual Life 0.06% 6,237 $4,130,048 $348,060 $13,009,672 $230,312323.43%
2013 Individual Whole Life 0.15% 3,418 $1,124,070 $273,811 $777,634 $50,71693.54%
2013 Individual Term Life 0.06% 740 $287,558 $857 $11,196 $92,2344.19%
2013 Individual Universal Life 0.03% 551 $182,838 $0 $464,837 $22,080254.23%
2013 Individual Graded Death Benefits 0.03% 13 $2,726 $0 $0 $730.00%
2013 Individual Variable Life 0.32% 569 $492,607 $73,392 $1,014,919 $65,209220.93%
2013 Individual Ordinary Annuities 0.24% 313 $1,932,974 $0 $4,320,530 $0223.52%
2013 Individual Variable Annuities 0.00% 435 $106,344 $0 $5,655,564 $05318.18%
2013 Individual Equity Indexed Annuities 0.00% 135 $0 $0 $764,992 $0N/A
2013 Individual Deposit-Type Funds 0.00% 63 $931 $0 $0 $0N/A
2013 Total Group Life 0.37% 44,159 $16,095,503 $0 $11,259,896 $523,976N/A
2013 Group Whole Life 1.84% 6,917 $820,225 $0 $540,520 $58,485N/A
2013 Group Term Life 0.25% 2,993 $1,152,062 $0 $1,399,957 $252,208N/A
2013 Group Graded Death Benefits 37.33% 2,988 $3,554,619 $0 $889,677 $20,120N/A
2013 Group Credit Life 11.07% 31,132 $2,024,126 $0 $1,523,183 $193,163N/A
2013 Group Ordinary Annuities 0.70% 125 $8,539,559 $0 $6,906,559 $0N/A
2013 Group Deposit-Type Funds 0.00% 4 $4,912 $0 $0 $0N/A
2012 Total Life 0.26% 60,314 $29,201,593 $334,247 $50,169,142 $808,694N/A
2012 Total Individual Life 0.08% 5,466 $5,328,800 $334,247 $12,006,153 $221,196N/A
2012 Individual Whole Life 0.13% 2,515 $1,006,204 $267,823 $994,764 $23,491N/A
2012 Individual Term Life 0.06% 652 $289,937 $1,151 $8,905 $87,304N/A
2012 Individual Universal Life 0.03% 580 $190,134 $0 $402,075 $28,993N/A
2012 Individual Graded Death Benefits 0.06% 14 $5,836 $0 $0 $71N/A
2012 Individual Variable Life 0.32% 605 $483,478 $65,273 $425,827 $81,337N/A
2012 Individual Ordinary Annuities 0.06% 387 $826,708 $0 $2,435,487 $0N/A
2012 Individual Variable Annuities 0.01% 505 $353,847 $0 $7,354,120 $0N/A
2012 Individual Equity Indexed Annuities 0.30% 142 $1,964,030 $0 $384,975 $0N/A
2012 Individual Deposit-Type Funds 0.18% 66 $208,626 $0 $0 $0N/A
2012 Total Group Life 0.59% 54,848 $23,872,793 $0 $38,162,989 $587,498N/A
2012 Group Whole Life 6.33% 6,908 $2,736,627 $0 $765,362 $58,411N/A
2012 Group Term Life 0.37% 3,292 $1,674,279 $0 $907,332 $283,317N/A
2012 Group Graded Death Benefits 13.08% 3,128 $886,714 $0 $656,577 $19,646N/A
2012 Group Credit Life 11.66% 41,386 $2,266,248 $0 $1,529,723 $226,124N/A
2012 Group Ordinary Annuities 1.27% 129 $16,304,593 $0 $34,303,995 $0N/A
2012 Group Deposit-Type Funds 0.00% 5 $4,332 $0 $0 $0N/A
2011 Total Life 0.24% 59,654 $24,537,836 $334,225 $19,936,330 $832,228N/A
2011 Total Individual Life 0.12% 5,503 $8,636,289 $334,225 $15,181,256 $229,157N/A
2011 Individual Whole Life 0.11% 2,466 $826,848 $267,599 $1,532,946 $22,935N/A
2011 Individual Term Life 0.07% 664 $299,238 $1,161 $12,413 $89,938N/A
2011 Individual Universal Life 0.03% 594 $192,070 $0 $469,502 $30,190N/A
2011 Individual Graded Death Benefits 0.05% 20 $4,991 $0 $0 $83N/A
2011 Individual Variable Life 0.32% 641 $531,848 $65,465 $1,974,327 $86,011N/A
2011 Individual Ordinary Annuities 0.14% 416 $1,716,497 $0 $2,005,817 $0N/A
2011 Individual Variable Annuities 0.10% 564 $3,235,128 $0 $8,383,544 $0N/A
2011 Individual Equity Indexed Annuities 0.32% 134 $1,818,946 $0 $802,707 $0N/A
2011 Individual Deposit-Type Funds 0.01% 4 $10,723 $0 $0 $0N/A
2011 Total Group Life 0.56% 54,151 $15,901,547 $0 $4,755,074 $603,071N/A
2011 Group Whole Life 5.71% 6,058 $2,332,723 $0 $635,736 $50,317N/A
2011 Group Term Life 0.39% 3,448 $1,733,965 $0 $942,893 $299,837N/A
2011 Group Graded Death Benefits 13.16% 3,184 $865,928 $0 $574,325 $19,318N/A
2011 Group Credit Life 12.54% 41,411 $2,344,203 $0 $1,497,068 $233,599N/A
2011 Group Ordinary Annuities 1.94% 45 $8,611,085 $0 $1,105,052 $0N/A
2011 Group Deposit-Type Funds 0.00% 5 $13,643 $0 $0 $0N/A


Enforcements

The department has not taken enforcement action against this company in the past three years.
Link to Enforcements Page


Complaint Index

Link to Complaint Index Page
YearLineMarket
Share
Number of
Complaints
Complaint
Index
2013 Life and annuities 0.27% 2 68
2013 Long-term care insurance 0.40% 0 0
2013 Health 0.08% 2 99
2012 Long-term care insurance 0.41% 0 0
2012 Health 0.07% 1 53
2012 Life and annuities 0.30% 1 31
2011 Health 0.08% 3 122
2011 Life and annuities 0.28% 1 32
2011 Long-term care insurance 0.40% 1 129


Company Changes

Effective Date: 01/31/2012
Comments: Effective 1/31/12 CUNA Mutual Insurance Company changed it name to CMFG Life Insurance Company.
Effective Date: 12/31/2007
Comments: Cuna Mutual Life Insurance Company merged with and into Cuna Mutual Insurance Society.


Market Conduct

This company does not have any market conduct exams or investigations.


Financial Exams

This company does not have any financial exams.