Company Details for:

CONSTITUTION LIFE INSURANCE COMPANY

Address

1064 GREENWOOD BOULEVARD SUITE 260
LAKE MARY FL, 32746

Phone

407-995-8000

Market Share

Link to Supplemental Data Page
Accident & Health
YearLine Market
Share
Num of
Insureds
Direct
Prem
Written
Direct
Prem
Earned
Div.
Paid
Direct
Losses
Paid
Direct
Losses
Incurr
Loss
Ratio
2015 Total Accident & Health 0.03% 1,577 $2,971,497 $3,013,340 $0 $2,677,876 $2,326,80177.22%
2015 Total Individual Accident & Health 0.10% 1,575 $2,964,873 $3,006,688 $0 $2,668,332 $2,317,43177.08%
2015 Individual Medicare Supplement 0.50% 686 $2,470,831 $2,505,678 $0 $2,075,767 $1,802,79271.95%
2015 Individual Long Term Care 0.05% 50 $104,085 $105,553 $0 $412,997 $358,686339.82%
2015 Individual Specified Disease 0.13% 307 $101,710 $103,144 $0 $77,024 $66,89564.86%
2015 Individual Disability Income 0.00% 2 $357 $362 $0 $16,505 $14,3353959.94%
2015 Individual Dental 0.25% 189 $75,455 $76,519 $0 $32,891 $28,56637.33%
2015 Individual Limited Benefit 0.58% 341 $212,435 $215,432 $0 $53,148 $46,15721.43%
2015 Total Group Accident & Health 0.00% 2 $6,624 $6,652 $0 $9,544 $9,370140.86%
2015 Group Medicare Supplement 0.00% 2 $6,624 $6,652 $0 $9,544 $9,370140.86%
2014 Total Accident & Health 0.01% 1,215 $1,178,700 $1,201,256 $0 $911,829 $959,50979.88%
2014 Total Individual Accident & Health 0.04% 1,215 $1,178,700 $1,201,256 $0 $911,829 $959,50979.88%
2014 Individual Medicare Supplement 0.13% 184 $629,803 $641,855 $0 $555,179 $584,21091.02%
2014 Individual Long Term Care 0.03% 33 $61,120 $62,290 $0 $154,967 $163,071261.79%
2014 Individual Specified Disease 0.21% 367 $159,010 $162,054 $0 $87,982 $92,58257.13%
2014 Individual Disability Income 0.00% 3 $194 $197 $0 $0 $00.00%
2014 Individual Dental 0.24% 210 $75,558 $77,004 $0 $39,862 $41,94654.47%
2014 Individual Limited Benefit 0.72% 418 $253,015 $257,856 $0 $73,839 $77,70030.13%
Life
YearLine Market
Share
Num of
Insureds
Direct
Prem &
Annuities
Divs
Paid
Direct
Claims &
Benefits Pd.
Life
Ins
in Force
Benefits
Ratio
2015 Total Life 0.01% 1,666 $699,723 $0 $760,702 $13,368108.71%
2015 Total Individual Life 0.01% 1,666 $699,723 $0 $760,702 $13,368108.71%
2015 Individual Whole Life 0.10% 1,656 $698,373 $0 $755,450 $13,368108.17%
2015 Individual Ordinary Annuities 0.00% 10 $1,350 $0 $5,252 $0389.04%
2014 Total Life 0.00% 1,373 $579,387 $0 $684,617 $10,485118.16%
2014 Total Individual Life 0.01% 1,373 $579,387 $0 $684,617 $10,517118.16%
2014 Individual Whole Life 0.08% 1,370 $578,837 $0 $676,786 $10,517116.92%
2014 Individual Ordinary Annuities 0.00% 3 $550 $0 $7,831 $01423.82%
2014 Total Group Life 0.00% 0 $0 $0 $0 $-32N/A
2014 Group Whole Life 0.00% 0 $0 $0 $0 $-32N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.
Link to Enforcements Page

Complaint Index

Link to Complaint Index Page
YearLineMarket
Share
Number of
Complaints
Complaint
Index
2015 Long-term care insurance 0.04% 5 5217
2015 Health 0.06% 12 512
2015 Medicare Supplement Insurance 0.53% 4 448
2015 Life and annuities 0.01% 4 4116
2014 Long-term care insurance 0.03% 2 3356
2014 Health 0.02% 6 966
2014 Medicare Supplement Insurance 0.12% 0 0
2014 Life and annuities 0.01% 1 1264

Company Changes

Effective Date: 12/31/2013
Comments: Effective 12/31/14 Union Bankers Insurance Company merged with and into the Constitution Life Insurance Company.

Effective Date: 05/31/2015
Comments: Effective 05/31/15 Marquette National Life Insurance Company NAIC #71072 merged with and into the Constitution Life Insurance Company.

Effective Date: 06/30/2015
Comments: Effective 06/30/15 American Pioneer Life Insurance Company merged with and into Constitution Life Insurance Company.

Market Conduct

This company does not have any market conduct exams or investigations.

Financial Exams

This company does not have any financial exams.